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Performance + Purpose 2016 Annual Conference

September 17-19, 2016
Las Vegas, NV

The NAIFA Annual Conference is Performance + Purpose!

NAIFA marks the 127th meeting of our association with a renewed focus on helping advisors succeed. The NAIFA Annual Conference is now NAIFA Performance + Purpose 2016, highlighting the focus on education, motivation, and participation in the community of advisors. Performance + Purpose 2016 will take place September 17-19, 2016 in Las Vegas, Nevada. Pre-conference events and early check-in will take place on Friday, September 16.

The official Performance + Purpose 2016 hotel is the Rio All-Suite Hotel and Casino. All main stage sessions, workshops, the Expo, and committee meetings will take place at the Rio All-Suite Hotel and Casino at 3700 W. Flamingo Road, Las Vegas, Nevada 89103. For questions related to Performance + Purpose, please dial 800-247-4074 to speak with a NAIFA staff member.

Copy and paste this link to register: http://www.etouches.com/naifa16


Friday, September 16, 2016

12:30 pm - 3:30 pm
2:00 pm – 5:30 pm

2:00 pm – 6:30 pm
2:30 pm – 5:30 pm
5:00 pm – 8:00 pm
6:00 pm - 7:00 pm

6:00 pm – 6:30 pm
6:00 pm – 7:30 pm
Association Executive Track Session
LILI Moderator Training
NAIFA Masters Exchange
Stop Hunger Now Community Service Project
Early Registration Check-In Happy Hour and Meet Up
C.Carney Smith Award Reception
First Timer Meet Up
LILI Alumni Reception

Saturday, September 17, 2016

7:30 am – 7:00 pm
8:00 am - Noon
9:30 am - 12:00 pm

9:30 am - 10:30 am
10:30 am – 3:30 pm
11:00 am – Noon
11:15 am – 2:40 pm
Noon – 1:30 pm
12:15 pm – 12:45 pm
1:30 pm – 2:30 pm
3:00 pm – 5:15 pm

5:15 pm – 6:45 pm
Registration Open
DOL Workshop: Serving Your Clients with Fiduciary Compliance
Association Executive Track Session
Educational Workshops
Expo Open
Educational Workshops
Expert Ideas Sessions in Expo Hall
Walk-Around Lunch in Expo Hall
LUTC Fellows Meet Up #1
Educational Workshops
General Session
• State Flag Ceremony
• President’s Report
• Big Ideas – Joe Jordan
• Big Ideas – Don Trone
• Keynote – Alex Sheen
Saturday Happy Hour

Sunday, September 18, 2016

6:45 am – 5:15 pm
7:00 am – 8:15 am
7:00 am – 8:15 am
8:30 am – 9:30 am
8:30 am - 9:30 am

10:00 am – Noon

11:15 am – 2:40 pm
11:45 am - 3:00 pm
Noon – 1:30 pm

12:15 pm – 12:45 pm
12:15 pm – 12:45 pm
12:30 pm - 1:30 pm

1:00 pm – 2:00 pm
2:30 pm - 3:30 pm
2:30 pm – 5:00 pm
4:00 pm – 5:00 pm
6:00 pm – 7:30 pm
6:00 pm
9:00 pm
Registration Open
Women in Insurance & Financial Services Breakfast
Trailblazers Breakfast
Educational Workshops
NAIFA Board of Trustee & Secretary Nominees Presentations
General Session
• Life Happens Real Life Stories
• John Newton Russell Memorial Award Presentation
• Big Ideas – Eszylfie Taylor
• Big Ideas – Barbara Culver
Expert Ideas Sessions in Expo Hall
Expo Open
Walk-Around Lunch in Expo Hall
LUTC Fellows Meet Up #2
So You Want to Be a Trustee Meet Up
Future Leaders Face-to-Face
Educational Workshops
Educational Workshops
LILI 7 Workshop with Don Trone
Educational Workshops
Independent Advisors Networking Reception
Company Dinners
YAT Social @ Moon Nightclub

Monday, September 19, 2016

7:30 am – Noon
8:15 am – 9:15 am
9:30 am – 11:30 am

Noon – 1:30 pm

2:00 pm – 5:00 pm
Registration Open
Educational Workshops
General Session
• CEO Report – Kevin Mayeux
• Legislative Forum
• Keynote – Frank Luntz
National Council Session
• Bylaws and Resolutions
• Outgoing President’s Remarks – Jules Gaudreau
• New President’s Address – Paul Dougherty
• Induction of 2016-2017 Board of Trustees
State Association Presidents Meeting


Issue: State Sponsored Retirement Plans

Date: 8/29/16

Action Taken: In a press release issued August 25, the White House announced the adoption of the Department of Labor's final rule which is designed to facilitate the enactment by states of laws establishing state-run retirement plans. The final rule will be published in the Federal Register on Tuesday, August 30th. The rule describes the provisions a state-run plan must have in order to avoid being deemed an ERISA plan, and therefore not subject to the rules and consumer protections applicable to private sector retirement plans subject to ERISA. The purpose is to make retirement savings accessible to employees who are not offered employer-sponsored plans.

The new rule requires that the plan be established and administered by the state, limits employer responsibilities to payroll deduction record-keeping and remittance (and other administrative type duties) – and, requires that the program be voluntary. The program will be considered “voluntary” even with an auto-enroll feature, if the employee can elect to opt out of the plan.

The Department of Labor also issued a proposal that would allow for the creation of similar types of retirement plans by cities or “political subdivisions” with populations greater than the least populous state (Wyoming, pop. 600k). Currently New York City and Philadelphia are exploring such plans.

Background: In recent years State lawmakers have considered legislation that would establish state-run retirement plans for private sector workers without access to an employer sponsored plan. Eight states have passed similar legislation and numerous others have conducted or are currently conducting feasibility studies.

California, Connecticut, Illinois, Maryland, and Oregon’s plans would call for mandated employee auto-enrollment plans. The
California State Assembly’s bill is expected to go to Governor Brown for signature shortly. The Massachusettes plan is narrowly limited to non-profit organizations with less than 20 employees.

Washington and New Jersey legislation establishes a voluntary retirement marketplace designed to bring together employers and private market plan providers. NAIFA supports the voluntary, market based approach followed by Washington and New Jersey.

NAIFA understands the importance of retirement security and acknowledges that many Americans are not saving enough for retirement. NAIFA rejects the premise that employees lack access to savings plans, even without an employer sponsored arrangement. Availability and access to retirement savings options are not the problem— there already exists a strong, vibrant private sector retirement plan market that offers diverse, affordable options to individuals and employers, including IRAs, ROTH IRAs, and the federal government’s new MyRA program.

Nearly 80% of full-time workers have access to a retirement plan through their employer, and more than 80% of workers with workplace access to plans participate in a plan. We believe making rules less complex and easier for employer’s to sponsor plans will better improve overall retirement readiness. State-run plans will discourge employers from offering plans, and employees will lose the opportunity for employers’ matching contributions and plan features such as auto escalation that have demonstrably shown increased retirement savings plan participation and savings rates.

NAIFA believes that states would be better served by using scarce state resources for education and outreach efforts designed to educate their citizens about the importance of saving for retirement, rather than implementing their own costly state-run plan.

Next Steps: It is vitally important to get involved with your own state legislators and educate them about the faulty premise of the government’s intentions in relieving states from ERISA requirements and thereby removing ERISA protections for the participants.

State associations should coordinate their efforts and learn from the experiences, successes, and challenges being faced in other states.

Federal legislators should be made aware that this final DOL rule is completely contrary to the final DOL fiduciary rule imposed on private sector providers and advisors.

NAIFA Staff Contact: Gary Sanders, Counsel and Vice President – Government Relations.

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A Brief History of NAIFA-Colorado

NAIFA-Colorado, originally founded as the Colorado Association of Life Underwriters (CALU) in 1935, was based on the precept that those engaged in life underwriting occupy the unique position of liaison between the purchasers and the suppliers of life and health insurance and closely-related financial products. Inherent in this role is the combination of professional duty to the client and to the company, as well. Ethical balance is required to avoid any conflict between these two obligations.
NAIFA-Colorado’s mission:

NAIFA-Colorado is an organization of insurance and financial advisors whose purpose is to serve as an information resource, to promote ethical conduct, and to enhance our professional skills and public image, and support our local associations.

The NAIFA-Colorado Board of Directors meets four times per year, promoting educational programming and continuing education. In addition, we promote advocacy through legislative functions, including IFAPAC, APIC, Legislative Receptions, and a Day on the Hill. We also send representatives to the Division of Insurance’s Producers Advisory Council to articulate our views on rules, regulation
s, and pending legislation, as it affects the field of insurance and financial planning.

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